If you own a plot of land it is highly advisable to arrange insurance cover, even though your land may not be in day to day use, and no buildings or property may currently exist on it. Public liability insurance arranged by aba covers you as the landowner in the event that someone has an accident, whether they be authorised to access your land or not.
Public liability insurance will protect you against any damages that are sought after an accident or injury is sustained, whether it be to someone legitimately accessing your land (such as a building contractor) or an unauthorised tresspasser who trips and falls.
Your insurance can also cover you if the public are permitted to cross your property, which may be applicable if you own a field with walkers’ access.
aba can insure undeveloped land, including land which may have specific hazards such as a stream or standing water. You will be asked about any security features you use to keep trespassers off your property, such as boundary walls and gates.
For a quotation, please ring us on the above number, e-mail us at the above address, or click here to contact us.