aba can provide various types of liability insurance to ensure your company is protected against all liability claims. Arranging liability insurance can be very complicated, but the experienced insurance advisers at aba are able to provide you with the specialist guidance you need to ensure you are adequately protected.
Liability claims can be brought against you from your own employees or from members of the public in a variety of circumstances.
1. Employers’ liability insurance is a legal requirement if your company employs any staff. Employers’ liability insurance protects you against claims made by your staff for death or injury arising out of an accident in the workplace including on site, no matter how they occur.
2. Public liability insurance covers your company for claims made by a member of the public who has an accident or suffers damage to their property while on your premises.
3. Product liability insurance covers you for any liability arising from products you make or sell which cause death, disease or damage to property. Under products liability legislation you are responsible for the safety of the product you supply to consumers. This means that even if you have not manufactured the goods you can be liable. If the manufacturer is unknown, liability will fall to you. A customer can make a claim against your company if products made or supplied by your business are found to be dangerous, cause damage to property or injury to a person.
Where standard liability insurance is not suitable, we offer specialist liability products for motor traders, warehouse keepers, building contractors and other trades.
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