When purchasing insurance cover, you will normally find that losses caused by terrorism are excluded in the terms and conditions of any standard policy.
However, aba are able to provide insurance cover specifically to protect your business against losses caused by acts of terrorism. Our experienced advisers have access to a range of insurers and can select the best terrorism insurance according to your specific business needs.
Losses caused by terrorist acts are arranged in the following four categories:
1. Terrorism insurance can protect you against property damage caused by a terrorist act.
2. Your company can also be covered for business interruption caused by terrorist acts. This can include damage to the property or equipment of essential suppliers and the interruption of their services, as well as denial of access to your premises due to damage in the locality.
3. You may be covered for liabilities to the public and your employees but this will not include acts of terrorism.
4. Terrorism insurance can also cover your motor vehicles where there is a lack of terrorism cover in your standard motor insurance policy. Although property damage and business interruption are the most common types of terrorism insurances, cover can be arranged for all of the above scenarios.
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